Category: vrgdee

3 reasons why I’d buy cheap FTSE 100 shares today

first_img3 reasons why I’d buy cheap FTSE 100 shares today See all posts by Rupert Hargreaves The market crash caused by coronavirus means that many large-cap shares trade on low valuations. As such, now could be a great time to invest in a diverse range of cheap FTSE 100 shares.There are three reasons why I believe these investments have the potential to deliver high returns and improve your financial prospects over the long term.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Cheap FTSE 100 shares on offerAt present, many FTSE 100 shares appear to offer excellent value for money. Indeed, many of these companies are trading at a significant discount to their 2019 year-end values. This may mean that they offer a wide margin of safety.In many cases, these stocks are undervalued because investors have flocked to safer assets such as cash and bonds. The organisations have reported little to no impact on their sales as a result of coronavirus.Therefore, these cheap FTSE 100 shares look undervalued and could offer substantial returns for investors when confidence returns.Passive income streamMany cheap FTSE 100 shares also offer attractive dividend yields. A number of blue-chip stocks have cut or suspended their payouts recently, and this has had a significant impact on investor sentiment towards income stocks.However, many companies with defensive characteristics have avoided dividend cuts. After recent declines, many defensive FTSE 100 income shares now offer dividend yields that are above their historical averages.A high dividend yield in comparison to history can indicate a margin of safety. As a result, many cheap FTSE 100 shares now look to offer a margin of safety after recent declines. This implies that income investors who buy these stocks today could be well rewarded over the long run.Global diversificationCheap FTSE 100 shares also offer global diversification.If you spread the risk across a wide range of companies, you are less reliant on a small number of businesses to generate profits and income. This is particularly important in the current environment.Clearly, the outlook for the global economy is mixed in the near term. However, the economy has repeatedly recovered from significant setbacks in the past. It is likely to do so this time around as well, although it could be several years before the economy returns to full health. Some industries could be hit harder than others.As a result, owning a diverse portfolio of investments seems sensible. Many cheap FTSE 100 shares provide international diversification as well as diversification across product lines.Combining these companies with other businesses, that operate in a mix of sectors, could substantially reduce your risks of being negatively impacted by the coronavirus crisis. You could also significantly improve your chances of generating an attractive return on your investments over time.Therefore, now could be the perfect time to buy a diversified basket of cheap FTSE 100 shares for your portfolio. Doing so could dramatically boost your financial prospects in the long run. Rupert Hargreaves | Saturday, 16th May, 2020 | More on: ^FTSE Enter Your Email Address I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement.center_img Our 6 ‘Best Buys Now’ Shares Rupert Hargreaves has no position in any of the shares mentioned. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Image source: Getty Images “This Stock Could Be Like Buying Amazon in 1997” Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Simply click below to discover how you can take advantage of this.last_img read more

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National memorial service held on anniversary of Manchester Arena bombing

first_img Curate Diocese of Nebraska Bishop Diocesan Springfield, IL Rector Shreveport, LA Cathedral Dean Boise, ID Assistant/Associate Rector Washington, DC Featured Jobs & Calls Rector Smithfield, NC Remember Holy Land Christians on Jerusalem Sunday, June 20 American Friends of the Episcopal Diocese of Jerusalem An Evening with Presiding Bishop Curry and Iconographer Kelly Latimore Episcopal Migration Ministries via Zoom June 23 @ 6 p.m. ET National memorial service held on anniversary of Manchester Arena bombing Associate Rector for Family Ministries Anchorage, AK Rector Albany, NY Priest-in-Charge Lebanon, OH Rector Collierville, TN Assistant/Associate Priest Scottsdale, AZ This Summer’s Anti-Racism Training Online Course (Diocese of New Jersey) June 18-July 16 Associate Rector Columbus, GA Episcopal Migration Ministries’ Virtual Prayer Vigil for World Refugee Day Facebook Live Prayer Vigil June 20 @ 7 p.m. ET Curate (Associate & Priest-in-Charge) Traverse City, MI Seminary of the Southwest announces appointment of two new full time faculty members Seminary of the Southwest Tags Submit a Press Release Canon for Family Ministry Jackson, MS Rector Tampa, FL Rector/Priest in Charge (PT) Lisbon, ME New Berrigan Book With Episcopal Roots Cascade Books Press Release Service The Church Investment Group Commends the Taskforce on the Theology of Money on its report, The Theology of Money and Investing as Doing Theology Church Investment Group Submit a Job Listing TryTank Experimental Lab and York St. John University of England Launch Survey to Study the Impact of Covid-19 on the Episcopal Church TryTank Experimental Lab Join the Episcopal Diocese of Texas in Celebrating the Pauli Murray Feast Online Worship Service June 27 AddThis Sharing ButtonsShare to PrintFriendlyPrintFriendlyShare to FacebookFacebookShare to TwitterTwitterShare to EmailEmailShare to MoreAddThis Rector Bath, NC Director of Music Morristown, NJ Family Ministry Coordinator Baton Rouge, LA Posted May 22, 2018 Submit an Event Listing The Church Pension Fund Invests $20 Million in Impact Investment Fund Designed to Preserve Workforce Housing Communities Nationwide Church Pension Group Virtual Celebration of the Jerusalem Princess Basma Center Zoom Conversation June 19 @ 12 p.m. ET Anglican Communion Rector Belleville, IL Youth Minister Lorton, VA Rector and Chaplain Eugene, OR Rector Hopkinsville, KY Course Director Jerusalem, Israel Rector Knoxville, TN Inaugural Diocesan Feast Day Celebrating Juneteenth San Francisco, CA (and livestream) June 19 @ 2 p.m. PT Associate Priest for Pastoral Care New York, NY Rector Washington, DC Rector (FT or PT) Indian River, MI Missioner for Disaster Resilience Sacramento, CA In-person Retreat: Thanksgiving Trinity Retreat Center (West Cornwall, CT) Nov. 24-28 Rector Martinsville, VA Featured Events Episcopal Charities of the Diocese of New York Hires Reverend Kevin W. VanHook, II as Executive Director Episcopal Charities of the Diocese of New York Ya no son extranjeros: Un diálogo acerca de inmigración Una conversación de Zoom June 22 @ 7 p.m. ET Rector Pittsburgh, PA Assistant/Associate Rector Morristown, NJ Director of Administration & Finance Atlanta, GA [Anglican Communion News Service] The 22 people who died when a bomb exploded at the end of a concert by singer Ariana Grande in Manchester, England, last year were remembered May 22 in a sombre service in Manchester Cathedral. The national commemoration was attended by Archbishop of York John Sentamu and by Prince William and senior politicians across the political divide, including Prime Minister Theresa May.Read the full article here. Priest Associate or Director of Adult Ministries Greenville, SClast_img read more

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Archbishops invite global church to pray for people to come…

first_img AddThis Sharing ButtonsShare to PrintFriendlyPrintFriendlyShare to FacebookFacebookShare to TwitterTwitterShare to EmailEmailShare to MoreAddThis Posted Apr 9, 2019 Rector Albany, NY Rector Pittsburgh, PA Rector Hopkinsville, KY [Anglican Communion News Service] Archbishop of Canterbury Justin Welby and Archbishop of York John Sentamu have invited Christians around the world to pray for more people to know Christ. The invitation comes in the run-up to the annual Thy Kingdom Come global wave of prayer, which runs from Ascension to Pentecost. The invitation was initially given to clergy of the Church of England in 2016, but was quickly adopted by Christian leaders of different denominations in the U.K. and around the world.Read the full article here. New Berrigan Book With Episcopal Roots Cascade Books Featured Events The Church Pension Fund Invests $20 Million in Impact Investment Fund Designed to Preserve Workforce Housing Communities Nationwide Church Pension Group Director of Music Morristown, NJ Curate (Associate & Priest-in-Charge) Traverse City, MI Archbishops invite global church to pray for people to come to faith Inaugural Diocesan Feast Day Celebrating Juneteenth San Francisco, CA (and livestream) June 19 @ 2 p.m. PT Remember Holy Land Christians on Jerusalem Sunday, June 20 American Friends of the Episcopal Diocese of Jerusalem Priest Associate or Director of Adult Ministries Greenville, SC Join the Episcopal Diocese of Texas in Celebrating the Pauli Murray Feast Online Worship Service June 27 An Evening with Presiding Bishop Curry and Iconographer Kelly Latimore Episcopal Migration Ministries via Zoom June 23 @ 6 p.m. ET Rector Belleville, IL Submit a Press Release Rector (FT or PT) Indian River, MI Curate Diocese of Nebraska Submit a Job Listing Anglican Communion, Rector Bath, NC Submit an Event Listing Cathedral Dean Boise, ID Featured Jobs & Calls Director of Administration & Finance Atlanta, GA Assistant/Associate Rector Washington, DC This Summer’s Anti-Racism Training Online Course (Diocese of New Jersey) June 18-July 16 Episcopal Migration Ministries’ Virtual Prayer Vigil for World Refugee Day Facebook Live Prayer Vigil June 20 @ 7 p.m. ET Course Director Jerusalem, Israel center_img Rector Collierville, TN Rector Knoxville, TN Bishop Diocesan Springfield, IL Canon for Family Ministry Jackson, MS Assistant/Associate Rector Morristown, NJ In-person Retreat: Thanksgiving Trinity Retreat Center (West Cornwall, CT) Nov. 24-28 Rector Shreveport, LA Youth Minister Lorton, VA Rector/Priest in Charge (PT) Lisbon, ME Seminary of the Southwest announces appointment of two new full time faculty members Seminary of the Southwest Rector and Chaplain Eugene, OR Family Ministry Coordinator Baton Rouge, LA Rector Washington, DC Missioner for Disaster Resilience Sacramento, CA TryTank Experimental Lab and York St. John University of England Launch Survey to Study the Impact of Covid-19 on the Episcopal Church TryTank Experimental Lab Virtual Celebration of the Jerusalem Princess Basma Center Zoom Conversation June 19 @ 12 p.m. ET Rector Smithfield, NC Episcopal Charities of the Diocese of New York Hires Reverend Kevin W. VanHook, II as Executive Director Episcopal Charities of the Diocese of New York Associate Rector Columbus, GA Press Release Service Tags Assistant/Associate Priest Scottsdale, AZ Associate Rector for Family Ministries Anchorage, AK Associate Priest for Pastoral Care New York, NY Ya no son extranjeros: Un diálogo acerca de inmigración Una conversación de Zoom June 22 @ 7 p.m. ET Archbishop of Canterbury Rector Martinsville, VA The Church Investment Group Commends the Taskforce on the Theology of Money on its report, The Theology of Money and Investing as Doing Theology Church Investment Group Rector Tampa, FL Priest-in-Charge Lebanon, OHlast_img read more

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Seachange House / Solomon Troup Architects

first_img Australia Projects Builder: ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/927981/seachange-house-solomon-troup-architects Clipboard Engineering:StructerreConsultant:Just Building Surveying SolutionsCity:Barwon HeadsCountry:AustraliaMore SpecsLess SpecsSave this picture!© Benjamin HoskingRecommended ProductsDoorsAir-LuxPivoting DoorEnclosures / Double Skin FacadesFranken-SchotterFacade System –  LINEADoorsSky-FrameInsulated Sliding Doors – Sky-Frame ArcWoodAccoyaAccoya® Cladding, Siding & FacadesSea Change House is located in the coastal town of Barwon Heads, Victoria, Australia on a street that accommodates an eclectic mix of post-war beach houses and modern contemporary architecture. The brief was for a modern, low maintenance dwelling with views in all directions, and provided an opportunity to re-imagine the vernacular a modern-day beach house.Save this picture!© Benjamin HoskingSave this picture!Ground floor planSave this picture!© Benjamin HoskingThe principle sitting of the house locates the primary form close to the southern boundary to provide a northern orientation to the principal living spaces. The spatial layout was also informed by the clients desire to be able to view the outdoors in all directions from all rooms in the house – a requirement informed by their previous house located on an expansive farm in western Victoria. Save this picture!© Benjamin HoskingThe project provided an opportunity for a private house to engage at an urban level and explores the relationship between public and private space. The ground floor living space and upper-level windows are articulated with mechanically operable screens creating a seamlessly integrated façade. Pragmatically the operable shutters expose views to the Barwon River, control ventilation and solar access and provide privacy from the adjacent street. The screens are built using Western Red Cedar, a highly sustainable forestry product. The operability and translucency of the shutters contribute to a level of physical engagement with the street. This is amplified in the evenings when the glowing perforations animate the façade and create a playful and vibrant façade, whilst providing privacy from the street below.  Save this picture!© Benjamin Hosking The project employs several passive solar and ESD initiatives. Recesses in the ground floor façade provide the ground floor living, dining and bedroom spaces with protection from the summer sun, whilst allowing the winter sun to passively heat the spaces. A north-facing courtyard is formed between the two living areas, providing a seamless entertaining area when the doors are open from the dining space. Enclosed on three sides, the courtyard is sheltered from the cold southern winds, whilst the overhanging floor plate provides protection from sun to the dining space through the summer periods. The travertine tiles on the slab act as a thermal mass to absorb and store heat. Crossflow ventilation occurs between the northern southern courtyards, passively cooling the living, dining and kitchen spaces. Stormwater is collected in a 20,000L water tank and reused for garden irrigation and toilet flushing, and photovoltaic solar panels and a solar hot water system are located on the roof.Save this picture!© Benjamin HoskingSeachange House sought to achieve value for money outcome, balancing between the client aspirations, site constraints and budget limitations, whilst employing a wide range of ESD principles. This process resulted in a home that is relatively low cost, robust and minimal, yet notably integrates the qualities of light and volume to subtly amplify the owners’ living conditions and actively engages and contributes to the street and its coastal surrounds. Save this picture!© Benjamin HoskingProject gallerySee allShow lessDragon Boat Museum / Li Xiaodong AtelierSelected ProjectsLuxembourg Learning Center / Valentiny Hvp ArchitectsSelected Projects Share Houses Save this picture!© Benjamin Hosking+ 17Curated by Paula Pintos Share ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/927981/seachange-house-solomon-troup-architects Clipboard CopyHouses•Barwon Heads, Australia Lead Architect: CopyAbout this officeSolomon Troup ArchitectsOfficeFollow#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesBarwon HeadsOn FacebookAustraliaPublished on November 08, 2019Cite: “Seachange House / Solomon Troup Architects” 07 Nov 2019. ArchDaily. Accessed 10 Jun 2021. ISSN 0719-8884Browse the CatalogPanels / Prefabricated AssembliesTechnowoodSiding Façade SystemWindowsMitrexSolar WindowMetal PanelsAurubisPatinated Copper: Nordic Green/Blue/Turquoise/SpecialMetal PanelsDri-DesignMetal Panels – CopperIn architectureSikaBuilding Envelope SystemsExterior DeckingLunawoodThermowood DeckingMembranesEffisusFaçade Protection – Breather+Metal PanelsPure + FreeFormCustom Metal Cladding – Legacy Fund 1 BuildingWood Boards / HPL PanelsInvestwoodWood Fiber Partition Walls – ValchromatDoorsLinvisibileLinvisibile FILO 10 Vertical Pivot Door | BrezzaSkylightsFAKROEnergy-efficient roof window FTT ThermoToilets / BidetsBritexToilets – Accessible Centurion PanMore products »Save世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my stream Seachange House / Solomon Troup Architects “COPY” ArchDaily Lachlan Troup “COPY” Photographs:  Benjamin Hosking 2017 Architects: Solomon Troup Architects Year Completion year of this architecture project Year:  Photographs Seachange House / Solomon Troup ArchitectsSave this projectSaveSeachange House / Solomon Troup Architects David Webb Building Solutionslast_img read more

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Yoik of Taygetus House / Z-level

first_img “COPY” Save this picture!© Viceversa, Angela Varveri& George Hatzakos+ 27Curated by Paula Pintos Share CopyAbout this officeZ-levelOfficeFollow#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesSpartiOn FacebookGreecePublished on February 22, 2020Cite: “Yoik of Taygetus House / Z-level” 22 Feb 2020. ArchDaily. Accessed 10 Jun 2021. ISSN 0719-8884Browse the CatalogBathroom AccessorieshansgroheBath & Shower ThermostatsGlass3MGlass Finish – FASARA™ NaturalPartitionsSkyfoldVertically Folding Operable Walls – Mirage®WindowsVitrocsaSliding Window – Mosquito NetSinksBradley Corporation USASinks – Verge LVG-SeriesMetal PanelsTrimoQbiss One in Equinix Data CentreSignage / Display SystemsGoppionDisplay Case – Q-ClassMetal PanelsLongboard®Aluminum Battens – Link & Lock – 4″Sports ApplicationsPunto DesignPunto Fit in Ekaterinburg Public SpaceWoodBlumer LehmannFree Form Structures for Wood ProjectsKnobsKarcher DesignDoor Knob K390 (50)TablesVitsœ621 Side TableMore products »Save世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my stream Lead Architect: Elena Zervoudakis Yoik of Taygetus House / Z-levelSave this projectSaveYoik of Taygetus House / Z-level ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/933937/yoik-of-taygetus-house-z-level Clipboard ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/933937/yoik-of-taygetus-house-z-level Clipboard Products translation missing: en-US.post.svg.material_description “COPY” Products used in this ProjectRenders / 3D AnimationGRAPHISOFTVirtual Building Software – Archicad 23Design Team:Annita Krokou, Daphne ArnellouEngineering:Dimitris Arnellos, Mary KazakouCity:SpartiCountry:GreeceMore SpecsLess SpecsSave this picture!© Viceversa, Angela Varveri& George HatzakosText description provided by the architects. The building is located in a Byzantine settlement on the eastern slopes of Mount Taygetus, at the edge of the Anakolon canyon, looking over the plain of Laconia. In order to climb the canyon, you pass between giant rock formations and near running water to come face to face with the majesty of Mount Taygetus in the distance. The surrounding area is one of outstanding natural beauty and forms part of the Natura 2000 Network. I knew the area very well, even before undertaking the project. The inhabitants, who love music, had hosted our percussion group on many occasions, to take part in musical activities, seminars, and traditional carnival disguises.Save this picture!© Viceversa, Angela Varveri& George HatzakosSave this picture!First floor planSave this picture!© Viceversa, Angela Varveri& George HatzakosThis link is what gave the house its name, Yoik of Taygetus, which refers to this very distinctive musical form performed by the Sami people in the region of Northern Europe. Each yoik is a sound, a song, a most personal expression dedicated to a person, an animal or a landscape. The yoik expresses its reference in a spiritual manner, using the sounds of nature. Just as a yoik imprints the aura of humans and things onto the immaterial world of music, thus this house transports something of the soul of this mountain region into the material, contemporary world, utilizing vernacular forms and natural materials. The plot contained a ruined stone building with an arched roof and a yard: a “katoi” used to house animals.Save this picture!© Viceversa, Angela Varveri& George HatzakosThe overall solution for the residence proposes a new layer of habitation above the level of the ruin, symbolizing progress and creating new historical stratification in the succession of the village’s temporal and spatial layers of existence. The building was constructed below road level so that its lower height makes a more gentle impact on the environment. A walker, crossing the path before the house does not lose sight of the overall view of the landscape and the mountain range. The house owner sought a winter sanctuary, whose size could be “modified”, so he could use it either alone or, in other instances, accompanied by family and friends. This gave rise to a modular construction with three distinct segments, which can be isolated or unified at will: the “liakoto” sun porch or solar: the entrance to the house; the “makrynari” or long room, which is the main space in the building; and the “domatia”, the space for the two bedrooms and the bathrooms. The liakoto The entrance space hovers over the old yard.Save this picture!© Viceversa, Angela Varveri& George HatzakosA “bridge” open on both sides with small inset windows or “tzamilikia” makes reference to traditional solars or sun porches, joining the two parts of the house and visually linking the two points of the horizon, east, and west, leaving the gaze to pass over and through this towards the plain, in order not to interrupt the continuity of the landscape. The makrynari The daytime area stretches along the length of the residence on the south-western side of the main entrance, at ninety degrees to the canyon. The south-eastern aspect is open to the view and looks downhill, into the canyon and the mountains that frame it. The single glass surface brings light and warmth into the house during the winter months, as the daylight hours are few and sunset comes early under the heavy shadow of Mount Taygetus. The north-western aspect is stone and forms a unified low wall facing the road, with the mountain mass behind it. This anchors the metal frames that support the pent style roof, which slopes in only one direction. Using as its reference point the traditional “hanging” balconies, the frames terminate in leaning metal columns, to support the balcony that runs along the length of the building and into the interior of the house.Save this picture!SectionThe interior of the stone side develops into a system that encloses the equipment for all the ways space is used: as a kitchen, library, sitting room, sleeping loft. The construction extends through to the exterior, with an outdoor kitchen, providing a sense of continuity and the flow of one space into another. The glass side has a single bench running in front of the windows which extends, using the same rationale, to create the covered outdoor eating area. Three steps down there is an outdoor seating area around a fire pit, as well as an eating area under the shade of the trees. This central space, along with the bathroom, can be isolated to create a space that is independent of the remaining residence The domatia To the north-east of the central entrance there are two bedrooms and the bathrooms. This space, which was placed over the initial stone building and follows its outline, constitutes a distinct, independent, composite construct, that does not rest on the older building. The outside is clad in wood planks, in the way of many houses in the village.Save this picture!© Viceversa, Angela Varveri& George HatzakosSave this picture!© Viceversa, Angela Varveri& George HatzakosThe interior has a metal construction lays out space, the lofts, bathrooms, and bedrooms. The intent of this addition is to extend upwards and be distinct, visually and construction-wise from the existing building, as a contemporary light construction soaring over the heavier stone ruin. The original building is maintained and viewed as an interesting element from the past, a lingering memory imprint. There are no interventions besides the requisite support work in the spirit of restoration rather than domestic use. Access is through an outdoor staircase, as the building does not join the remaining residence functionally, implying its different identity and origins. We chose a combination of traditional and contemporary materials. The weight-bearing construction of the ground floor is partly stone, partly ytong blocks (autoclaved aerated concrete) and partly metal frame, covered by polyurethane panels supported by a metal frame. The floors are self-leveling monochromes, the interior wood is marine-grade plywood with beech veneers, while the exterior is clad in larch wood. The building has a small energy footprint, as appropriate heat insulation materials were utilized throughout, as well as heat pumps, automation, and passive solar systems. Its orientation on the plot, and the raised floor level, that creates a closed air zone between the natural ground and the residence, improved its thermal characteristics considerably. Yoik of Taygetus was built by small local contractors.Save this picture!© Viceversa, Angela Varveri& George HatzakosProject gallerySee allShow lessGame Boarding Regional DevelopmentArticlesHouse in Gakuenmae / Fujiwaramuro ArchitectsSelected Projects Share Area:  122 m² Year Completion year of this architecture project Photographs:  Viceversa, Angela Varveri& George Hatzakos Manufacturers Brands with products used in this architecture project center_img 2020 Houses Greece Manufacturers: GRAPHISOFT, Kommerling, Scarabeo, TRIDONIC, APOSTOLOS LIANOS, Decra, I.LEBESIS Photographs ArchDaily CopyHouses•Sparti, Greece Architects: Z-level Area Area of this architecture project Year:  Projects Yoik of Taygetus House / Z-levellast_img read more

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Everyclick.com to donate 100% of revenues for National Giving Week

first_img About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. Howard Lake | 14 October 2005 | News AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Tagged with: Digital Giving/Philanthropy Everyclick.com, the search engine that donates 50% of its gross revenue to charity every month, will double this to 100% during National Giving Week, from 17 to 24 October 2005.Everyclick.com allows internet users to raise money for charities without donating any money. By searching the web and shopping through links to online stores like Amazon, users are generating commissions; Everyclick then shares thisrevenue with charities listed on its website.Polly Gowers, director of everyclick.com said: “We think that National Giving Week is such a great idea that, for this week, we’ll be giving all our revenues to the charities who have signed up with us. Advertisementcenter_img Everyclick.com to donate 100% of revenues for National Giving Week John Thurley, Director of National Giving Week said: We’ve been working with everyclick.com since before its launch and we think this is an incredibly generous gesture. At a time when there are many calls on the family budget, everyclick.com lets people donate to charities while doing something they would be doing anyway. And it doesn’t cost a penny.”  21 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThislast_img read more

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Ag Lending and Interest Expense Increasing for Farmers

first_img Previous articleRyan Martin’s Indiana Ag Forecast for February 5, 2018Next articleCourt Grants Delay for Air Emissions Reporting Requirements NAFB News Service Ag Lending and Interest Expense Increasing for Farmers Facebook Twitter Facebook Twitter SHARE SHARE By NAFB News Service – Feb 4, 2018 Farm lending at commercial banks increased during the fourth quarter of last year. Demand for all types of loans, except for farm machinery and livestock, increased significantly over 2016. Operating expenses continue to make up the majority of loan origination. Loans for livestock made up over a quarter of all new non-real estate loans. The total value of operating and livestock loans increased almost 50 percent over the previous year, but they’re still below 2014 and 2015 levels.Large loans continue to make up the majority of farm loan volumes at commercial banks. Because of high production costs, loans of $100,000 or more continue to make up more than 70 percent of loan volume. After declining through 2016, the average size of farm loans grew in every quarter of 2017. Interest rates on all types of farm loans increased in the fourth quarter of last year. Total farm debt increased in the third quarter of 2017 from the previous year. The slight jump is due to both real estate and non-real estate debt. Delinquency rates are still low for both real estate and non-real estate loans, staying near two percent in the third quarter of last year.Source: NAFB News Service Home Indiana Agriculture News Ag Lending and Interest Expense Increasing for Farmerslast_img read more

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Report on Rwanda tribunal’s disturbing precedents is published as ex-Yugoslavia tribunal fines Croatian journalist

first_img Use the Digital Services Act to make democracy prevail over platform interests, RSF tells EU to go further December 2, 2020 Find out more June 2, 2021 Find out more CroatiaEurope – Central Asia The International Criminal Tribunal for the former Yugoslavia yesterday fined Slobodna Dalmacija editor Josip Jovic 20,000 euros. Reporters Without Borders seizes the occasion to publish a report about the often fraught relations between journalists and international courts. Receive email alerts News RSF and 60 other organisations call for an EU anti-SLAPP directive News Related documents ReportPDF – 33.62 KB Newscenter_img CroatiaEurope – Central Asia A day after a Croatian journalist was fined by the International Criminal Tribunal for the former Yugoslavia (ICTY), Reporters Without Borders today published a report about the often fraught relations between journalists and international courts, looking in particular at the precedents set by the disputes between journalists and the International Criminal Tribunal for Rwanda (ICTR).The ICTY yesterday imposed a fine of 20,000 euros on Slobodna Dalmacija editor Josip Jovic for revealing the identity of a protected witness who secretly testified in 1997 in the trial of Croatian general Tihomir Blaskic. The witness was Croatia’s current president, Stipe Mesic.Another journalist, Domajov Margetic, was meanwhile arrested again on 4 August at the ICTY’s behest for posting the names of 102 protected witnesses on a website. The ICTY has found him in contempt of court for defying a ban on identifying the protected witnesses who testified at Blaskic’s trial in 1997. News Organisation RSF_en Ten RSF recommendations for the European Union Follow the news on Croatia Help by sharing this information August 31, 2006 – Updated on January 20, 2016 Report on Rwanda tribunal’s disturbing precedents is published as ex-Yugoslavia tribunal fines Croatian journalist November 23, 2020 Find out morelast_img read more

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Xencor to Host Fourth Quarter and Full Year 2020 Financial Results Webcast and Conference…

first_img WhatsApp Xencor to Host Fourth Quarter and Full Year 2020 Financial Results Webcast and Conference Call on February 23, 2021 Facebook By Digital AIM Web Support – February 16, 2021 Twitter Pinterest TAGS  MONROVIA, Calif.–(BUSINESS WIRE)–Feb 16, 2021– Xencor, Inc. (NASDAQ:XNCR), a clinical-stage biopharmaceutical company developing engineered monoclonal antibodies and cytokines for the treatment of cancer and autoimmune diseases, today announced that it will release fourth quarter and full year 2020 financial results after the market closes on Tuesday, February 23, 2021. Xencor management will host a webcast and conference call the same day at 4:30 p.m. ET (1:30 p.m. PT) to discuss the financial results and provide a corporate update. The live call may be accessed by dialing (877) 359-9508 for domestic callers or +1 (224) 357-2393 for international callers and referencing conference ID number 1163598. A live webcast of the conference call will be available online from the Investors section of the Company’s website at www.xencor.com. The webcast will be archived on the company’s website for 30 days. About Xencor, Inc. Xencor is a clinical-stage biopharmaceutical company developing engineered monoclonal antibodies and cytokines for the treatment of cancer and autoimmune diseases. Currently, 20 candidates engineered with Xencor’s XmAb ® technology are in clinical development internally and with partners. Xencor’s XmAb engineering technology enables small changes to a protein’s structure that result in new mechanisms of therapeutic action. For more information, please visit www.xencor.com. View source version on businesswire.com:https://www.businesswire.com/news/home/20210216006095/en/ CONTACT: Charles Liles [email protected] Contact Jason I. Spark Canale Communications 619-849-6005 [email protected] KEYWORD: UNITED STATES NORTH AMERICA CALIFORNIA INDUSTRY KEYWORD: BIOTECHNOLOGY PHARMACEUTICAL HEALTH SOURCE: Xencor, Inc. Copyright Business Wire 2021. PUB: 02/16/2021 04:01 PM/DISC: 02/16/2021 04:01 PM http://www.businesswire.com/news/home/20210216006095/encenter_img Facebook Pinterest Twitter Local NewsBusiness WhatsApp Previous articleWinning numbers drawn in ‘Two Step’ gameNext articleBringCom Completes Pan-African Fiber Ring Network Digital AIM Web Supportlast_img read more

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Gauging the Trajectory of America’s Racial Homeownership Gap

first_imgHome / Daily Dose / Gauging the Trajectory of America’s Racial Homeownership Gap Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Demand Propels Home Prices Upward 2 days ago Share Save For decades the rate of homeownership among Black, Latinx, Asian, and other minority demographics lagged far behind the rate among White Americans. That is due to a history of structural barriers.The Urban Institute has found that even though those homeownership rates will continue to lag, demographic changes alone suggest that over the next two decades, the net growth in homeowners will be solely among families of color, according to research associates Lauria Goodman and Zun Zhu.That said, changes in household and homeowner composition will look very different across states.The Institute’s “state fact sheet” series offers detailed statistics and projections about future household formation and homeownership for each of the United States.Breaking it down to more digestible analysis, UI is taking a look at four states with very different racial and ethnic compositions and, its researchers expect, a wide range of possible homeownership trajectories over the next two decades.Those sample states include Texas, Georgia, California, and Minnesota.” Texas has the highest share of Hispanic families in the nation; Georgia has the highest share of Black families; California has the highest share of families of Asian descent as well as families that are not white, Black, or Hispanic and the second-highest share of Hispanic households; and Minnesota has mostly white households.,” explain the research associates before going into further detail on each region.Texas The number of households in Texas is expected to increase from 10.1 million to 13.2 million, 31.5% compared with the national average of 12.4%. Households in the Lone Stat State were very diverse in 2020, according to Institute researchers: 48% White, 13% Black, 32% Hispanic, and 6% Asian and other.”By 2040, we project Texas will be even more diverse: 38% of households will be White, 15% will be Black, 38% will be Hispanic, and 9% will be Asian and other households.”GeorgiaInstitute researchers project the number of new Georgia households will increase from 3.9 million to 4.8 million, a 21.5% increase.”In 2020, Georgia was composed of 56% white families, 31% Black families, 7% Hispanic families, and 5% Asian and other families, the researchers report. “By 2040, we expect Georgia to be more diverse: 47% of families will be White, 35% will be Black, 10% will be Hispanic, and 8% will be Asian and others.”California The number of California households is expected to increase from 11.5 million to 13.2 million, a 7.3% increase that’s much lower than the national average of 12.4%. It is one of the most diverse states, UI shows.”Even though the Hispanic and Asian populations will grow as a share of California’s population from 2020 to 2040, the share of Hispanic households living in California is expected to fall from 23.1 to 19.5 percent, and the share of Asian and other households is expected to decline from 25 to 22% because the state is experiencing below-average household formation growth.”Minnesota The overall homeownership rate in Minnesota is high (71.9%) because of the high White homeownership rate (77.6%), but the Black homeownership rate is among the lowest in the nation (21.0%). This is the largest homeownership gap between White and Black households in any state.Urban Institute: “We expect this gap to narrow dramatically over the next 20 years, from 56.6 percentage points to 49.3 percentage points, as the Black homeownership rate increases 8.6 percentage points. The number of net new homeowners will be more than 200,000: 40,000 of them White, 50,000 of them Black, 40,000 of them Hispanic, and 70,000 Asian and others.”Again, the institute has detailed intel and projections for every state and they say, “The housing industry and state and federal policymakers need to be aware of these trajectories so they can prepare for and support homeowners of all races and ethnicities.”The entire report is available at Urban.org. April 23, 2021 683 Views 2021-04-23 Christina Hughes Babb  Print This Post Sign up for DS News Daily The Week Ahead: Nearing the Forbearance Exit 2 days ago Related Articles Gauging the Trajectory of America’s Racial Homeownership Gap Christina Hughes Babb is a reporter for DS News and MReport. A graduate of Southern Methodist University, she has been a reporter, editor, and publisher in the Dallas area for more than 15 years. During her 10 years at Advocate Media and Dallas Magazine, she published thousands of articles covering local politics, real estate, development, crime, the arts, entertainment, and human interest, among other topics. She has won two national Mayborn School of Journalism Ten Spurs awards for nonfiction, and has penned pieces for Texas Monthly, Salon.com, Dallas Observer, Edible, and the Dallas Morning News, among others. Previous: Housing Market Metrics Show Record-Breaking Gains Next: The Week Ahead: Strong Employment Numbers Forcing Forbearance Reversal Data Provider Black Knight to Acquire Top of Mind 2 days ago The Best Markets For Residential Property Investors 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Demand Propels Home Prices Upward 2 days ago The Best Markets For Residential Property Investors 2 days ago in Daily Dose, Featured, Market Studies, News About Author: Christina Hughes Babb Subscribelast_img read more

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