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Gauging the Trajectory of America’s Racial Homeownership Gap

first_imgHome / Daily Dose / Gauging the Trajectory of America’s Racial Homeownership Gap Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Demand Propels Home Prices Upward 2 days ago Share Save For decades the rate of homeownership among Black, Latinx, Asian, and other minority demographics lagged far behind the rate among White Americans. That is due to a history of structural barriers.The Urban Institute has found that even though those homeownership rates will continue to lag, demographic changes alone suggest that over the next two decades, the net growth in homeowners will be solely among families of color, according to research associates Lauria Goodman and Zun Zhu.That said, changes in household and homeowner composition will look very different across states.The Institute’s “state fact sheet” series offers detailed statistics and projections about future household formation and homeownership for each of the United States.Breaking it down to more digestible analysis, UI is taking a look at four states with very different racial and ethnic compositions and, its researchers expect, a wide range of possible homeownership trajectories over the next two decades.Those sample states include Texas, Georgia, California, and Minnesota.” Texas has the highest share of Hispanic families in the nation; Georgia has the highest share of Black families; California has the highest share of families of Asian descent as well as families that are not white, Black, or Hispanic and the second-highest share of Hispanic households; and Minnesota has mostly white households.,” explain the research associates before going into further detail on each region.Texas The number of households in Texas is expected to increase from 10.1 million to 13.2 million, 31.5% compared with the national average of 12.4%. Households in the Lone Stat State were very diverse in 2020, according to Institute researchers: 48% White, 13% Black, 32% Hispanic, and 6% Asian and other.”By 2040, we project Texas will be even more diverse: 38% of households will be White, 15% will be Black, 38% will be Hispanic, and 9% will be Asian and other households.”GeorgiaInstitute researchers project the number of new Georgia households will increase from 3.9 million to 4.8 million, a 21.5% increase.”In 2020, Georgia was composed of 56% white families, 31% Black families, 7% Hispanic families, and 5% Asian and other families, the researchers report. “By 2040, we expect Georgia to be more diverse: 47% of families will be White, 35% will be Black, 10% will be Hispanic, and 8% will be Asian and others.”California The number of California households is expected to increase from 11.5 million to 13.2 million, a 7.3% increase that’s much lower than the national average of 12.4%. It is one of the most diverse states, UI shows.”Even though the Hispanic and Asian populations will grow as a share of California’s population from 2020 to 2040, the share of Hispanic households living in California is expected to fall from 23.1 to 19.5 percent, and the share of Asian and other households is expected to decline from 25 to 22% because the state is experiencing below-average household formation growth.”Minnesota The overall homeownership rate in Minnesota is high (71.9%) because of the high White homeownership rate (77.6%), but the Black homeownership rate is among the lowest in the nation (21.0%). This is the largest homeownership gap between White and Black households in any state.Urban Institute: “We expect this gap to narrow dramatically over the next 20 years, from 56.6 percentage points to 49.3 percentage points, as the Black homeownership rate increases 8.6 percentage points. The number of net new homeowners will be more than 200,000: 40,000 of them White, 50,000 of them Black, 40,000 of them Hispanic, and 70,000 Asian and others.”Again, the institute has detailed intel and projections for every state and they say, “The housing industry and state and federal policymakers need to be aware of these trajectories so they can prepare for and support homeowners of all races and ethnicities.”The entire report is available at Urban.org. April 23, 2021 683 Views 2021-04-23 Christina Hughes Babb  Print This Post Sign up for DS News Daily The Week Ahead: Nearing the Forbearance Exit 2 days ago Related Articles Gauging the Trajectory of America’s Racial Homeownership Gap Christina Hughes Babb is a reporter for DS News and MReport. A graduate of Southern Methodist University, she has been a reporter, editor, and publisher in the Dallas area for more than 15 years. During her 10 years at Advocate Media and Dallas Magazine, she published thousands of articles covering local politics, real estate, development, crime, the arts, entertainment, and human interest, among other topics. She has won two national Mayborn School of Journalism Ten Spurs awards for nonfiction, and has penned pieces for Texas Monthly, Salon.com, Dallas Observer, Edible, and the Dallas Morning News, among others. Previous: Housing Market Metrics Show Record-Breaking Gains Next: The Week Ahead: Strong Employment Numbers Forcing Forbearance Reversal Data Provider Black Knight to Acquire Top of Mind 2 days ago The Best Markets For Residential Property Investors 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Demand Propels Home Prices Upward 2 days ago The Best Markets For Residential Property Investors 2 days ago in Daily Dose, Featured, Market Studies, News About Author: Christina Hughes Babb Subscribelast_img read more

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Four regions call off PSBB amid lack of funds, central government’s easing plan

first_imgThe administrations of three municipalities and one regency, namely Gowa regency in South Sulawesi, Makassar also in South Sulawesi, Tegal in Central Java and Palangkaraya in Central Kalimantan have decided not to continue implementing large-scale social restrictions (PSBB), leaving 23 other regions holding on to the measures to ward off COVID-19 transmission.There are also only four provinces imposing the PSBB at provincial level, namely Jakarta, West Java, Gorontalo and West Sumatra, which comprise 58 regencies and municipalities. Meanwhile, as of Wednesday, 410 regencies and municipalities across all 34 provinces have been affected by the coronavirus.The decision of the regional administrations to put an end to the PSBB without any more extensions came in the past two weeks, with some considering its ineffectiveness after the central government allowed resumption of public transportation services early this month. 1. Gowa regency, South SulawesiThe Health Ministry granted the request made by Gowa regency in South Sulawesi in late April and the regency imposed the PSBB starting May 4.After the two-week implementation ended on May 17, the local administration decided not to extend the restrictions.“PSBB regulations no longer synergize with the government’s current policies, […] which will go linear even down to the village administrations,” Gowa regent Adnan Purichta Ichsan Yasin Limpo said during a recent teleconference, as quoted by kompas.com. Adnan conceded that another factor pushing him to pull the plug on the policy was the inability of the Gowa administration to support the large budget needed if the PSBB were still in place.Read also: Bali fights virus same way it attracts tourists – with local customsHe said the spread of the coronavirus was centered in the districts bordering the city of Makassar, namely Somba Opu district, Pallangga district and Barombong district. The regency has 18 districts.To prevent further transmission, the Gowa administration is currently relying on strict monitoring of people’s mobility, while raising awareness of the community to follow physical distancing and other health protocols.2.    Makassar city, South SulawesiPSBB implementation in Makassar, the famous port city home to 1.5 million people, lasted for almost a month. The first phase was from April 24 to May 5, before the administration extended it to May 22 but decided not to go to a third phase.Makassar acting mayor Yusran Jusuf believed the community had grasped the idea of proper health protocols when implementing the two-stage PSBB, so that he planned to adapt such protocols into a Perwali (mayoral regulation).“We have coordinated with business actors in Makassar related to the PSBB expiration and the issuance of Perwali regarding health protocols. These health protocols are guidelines, but binding, with sanctions for violators,” Yusran said last week.3.    Tegal city, Central JavaTegal was the first region in Central Java to implement the PSBB at the regency or municipal level. It was also the first city in the country that decided not to continue with the restriction policy after implementing it in two phases from April 23 to May 22.Read also: Hotels in Bali brace for travel-restriction relaxation, ‘new normal’Toward the end of the PSBB period, the Tegal administration decided not to extend to a third phase given that the region had been designated a “green zone” for COVID-19.Before implementing the PSBB, Tegal imposed a local lockdown. Tegal Mayor Dedy Yon Supriyono closed all access to Tegal city in late March and planned for the lockdown to last until around July.4.    Palangkaraya city, Central KalimantanThe Palangkaraya administration decided not to extend the implementation of the PSBB, which were first applied in May 11 and lifted on the first day of Idul Fitri on May 24.The local authorities considered the PSBB ineffective in restricting people’s mobility in crowded places like traditional markets, where transmission of COVID-19 often occurred.“After evaluation, we then decided to end the one-stage PSBB and go on with the so-called Humanis District-Scale Restrictions [PSKH],” said Palangkaraya deputy mayor Umi Mastikah.The city’s COVID-19 task force head Emi Abriyani said after the policy ended, that the administration would strengthen patrols and command posts in areas prone to transmission, including in the cross-border areas. She further said the city would still impose limited operational hours for businesses as well as social and physical restrictions to curb the spread of the virus. (syk)Topics :last_img read more

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Bilbao reject United’s Herrera bid

first_imgManchester United have seen an offer for Athletic Bilbao midfielder Ander Herrera rejected by the Spanish club. In Herrera’s case, that clause is widely reported to be 36million euro (£30.75million). Urrutia indicated Athletic would wish to keep Herrera, a Basque player born in Bilbao who began his career at Real Zaragoza. Urrutia said on Friday: “Yes we received an offer last night, an official offer from Manchester United. When there’s something I’ll confirm it. “Our club is different, our club is special, it’s based on sentiment. “Our objective as a club is not to make money through our players, but to have the best performances possible. “To break a contract with Athletic, first they have to tell us they want to leave, and that’s not the case with Ander, at the moment. Then they have to pay the buy-out clause in his contract, and that’s not the case here either. “In reality the buy-out clause in Ander’s contract has not been met. “We received the offer from Manchester last night and what we told them was we don’t negotiate for our players.” Press Associationcenter_img Athletic said they dismissed a bid from United on Thursday night that fell short of the buy-out clause in his contract, and stressed there was no room for negotiation. Club president Josu Urrutia said in a press conference on Friday that any player can leave the club, but only if he indicates a desire to go and his full release clause is paid. last_img read more

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