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Ag Lending and Interest Expense Increasing for Farmers

first_img Previous articleRyan Martin’s Indiana Ag Forecast for February 5, 2018Next articleCourt Grants Delay for Air Emissions Reporting Requirements NAFB News Service Ag Lending and Interest Expense Increasing for Farmers Facebook Twitter Facebook Twitter SHARE SHARE By NAFB News Service – Feb 4, 2018 Farm lending at commercial banks increased during the fourth quarter of last year. Demand for all types of loans, except for farm machinery and livestock, increased significantly over 2016. Operating expenses continue to make up the majority of loan origination. Loans for livestock made up over a quarter of all new non-real estate loans. The total value of operating and livestock loans increased almost 50 percent over the previous year, but they’re still below 2014 and 2015 levels.Large loans continue to make up the majority of farm loan volumes at commercial banks. Because of high production costs, loans of $100,000 or more continue to make up more than 70 percent of loan volume. After declining through 2016, the average size of farm loans grew in every quarter of 2017. Interest rates on all types of farm loans increased in the fourth quarter of last year. Total farm debt increased in the third quarter of 2017 from the previous year. The slight jump is due to both real estate and non-real estate debt. Delinquency rates are still low for both real estate and non-real estate loans, staying near two percent in the third quarter of last year.Source: NAFB News Service Home Indiana Agriculture News Ag Lending and Interest Expense Increasing for Farmerslast_img read more

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Officer fired, under investigation after attempting to force way inside house while off duty: Cops

first_imgiStock/ChiccoDodiFCBy: IVAN PEREIRA, ABC News(NEW YORK) — A North Carolina officer was fired and is under criminal investigation after he allegedly gathered a group of people and tried to break into a teen’s home while searching for a missing person, prosecutors said.New Hanover & Pender County District Attorney Ben David charged Jordan Kita, a former deputy with the New Hanover County Sheriff’s Office, with “forcible trespass, misdemeanor breaking and entering, and willful failure to discharge duties,” for the incident that took place on May 3, David’s office said. Monica Shepard told reporters that her son Dameon answered loud knocks to the door of their Pender County home and were allegedly confronted by Kita and other men, who were armed. Shepard and her son are both black; Kita and the group that confronted them are white.Kita, who was off-duty but allegedly had his weapon and uniform, said they were looking for a missing girl and came to the address looking for a suspect with a different name, according to the mother and son. Dameon Shepard said he was confused since there was a sign on the lawn that announced his graduation from Laney High School with his name on it.“I’m just like, ‘My name is Dameon. My name is Dameon. I go to Laney High School. I graduated. My sign’s on the lawn,” the teen told ABC affiliate WWAY-TV.Monica Shepard said she tried to step in and told Kita he had to leave. The officer allegedly said, “Well, I’m just going to step inside and close the door and talk to you guys,” and put his foot in the door, according to Shepard.The officer and the crowd eventually left after they realized they had the wrong address, and the unidentified girl was found safe, according to the DA’s office. The New Hanover County Sheriff fired Kita on Friday while the investigation continues.Austin Wood, who was in the crowd, was charged with “going armed to the terror of the public,” DA David said.“Please remain calm and know that committed professionals will see that justice is done in a courtroom,” he said at a news conference.Attorney information for Kita and Wood weren’t immediately available.David said more arrests were pending and asked members of the public to provide more details about the incident. He could not give more information on the officer’s motivation or actions but did say there appears to be a “familial relation” between Kita and the missing girl.“One thing we absolutely make certain of is that anyone who’s violating the law is treated the same,” David said.Monica Shepard told WWAY-TV she’s thankful that the incident didn’t end violently. She is mulling civil action against the officer, according to her attorney, James W. Lea.Copyright © 2020, ABC Audio. All rights reserved.last_img read more

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Neemias Queta Declares For NBA Draft

first_img Written by March 29, 2021 /Sports News – Local Neemias Queta Declares For NBA Draft Brad Jamescenter_img FacebookTwitterLinkedInEmailLOGAN, Utah-Monday, Utah State men’s basketball junior center Neemias Queta declared for the NBA Draft via his Twitter account.Forever a Aggie!!! pic.twitter.com/WQHmIlVxrO— Quetão (@nemi1599) March 29, 2021The 7-foot native of Barreiro, Portugal averaged 14.9 points and 10.1 rebounds per game for the Aggies this past season. He was the only Mountain West Conference student-athlete to post a double-double this season in men’s basketball.For his career with the Aggies, Queta has averaged 13.2 points 9.02 rebounds and 2.56 blocks per season.Queta also received 2021 The Associated Press honorable mention All-American honors for the 20-9 (15-4 in Mountain West Conference play) Aggies.last_img read more

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#PressForProgress, Inclusion Is How We Get There

first_imgToday women and men around the world will celebrate women’s social, economic, cultural and political achievements in recognition of International Women’s Day.  This year has been a year of firsts–we’ve seen a record number of women running for office in the United States, London’s Metropolitan Police Service named its first female police commissioner in the organization’s 188-year history and Serbia elected its first female prime minister. It’s also been a year where diversity has dominated the headlines and movements like #metoo and TIME’s UP have reset the agenda for women’s empowerment. With this in mind, it should come as no surprise that the theme behind this year’s day of recognition is #PressForProgress.As Dell’s Chief Diversity & Inclusion Officer, to me #PressForProgress means inclusion. It means creating an environment where everyone–regardless of sex, race, age–feels welcome and able to be their true self. It’s intersectionality. It’s the idea of not categorizing people by gender, ethnicity, class, or sexual orientation, but realizing that most people hold a complex number of roles that make them uniquely who they are. For example, I’m a male, but also black. And I also strongly support topics associated with the empowerment of women.I recently read an article that said intersectionality is an invitation. It’s an opening to be aware of others around us. It’s a chance for us to get a better understanding of ourselves and others. It’s opportunity for us to learn to be more inclusive and therefore more diverse.At Dell, we continue to look for ways to embrace intersectionality and create an inclusive environment for all. More than 34,000 team members from around the world, currently participate in one of Dell’s 14 Employee Resource Groups (ERGs). ERGs are communities that provide opportunities for personal and professional development by connecting team members around areas such as gender, ethnicity, sexual orientation and background. ERGs serve as resources but also as advocates. For example, one of Dell’s largest ERGs, Women in Action, came together globally to lead the IWD activities for the entire organization, hosting events, roundtables and discussions welcoming in all team members to celebrate this day. We see ERGs as a powerful tool in shaping our culture and promoting team member engagement.In an effort to further empower everyone to perform their best and to be their authentic self, Dell participates in Many Advocating Real Change (MARC), a program that engages our leaders in candid conversations about the role of gender and diversity in the workplace. Dell was the first IT company to participate in this Catalyst program and is committed to 100 percent executive participation by the end of our fiscal year 2019.We also support promoting and retaining diverse team members through programs such as Leading [email protected] and Managing Success Now. These are signature programs for high potential women within the organization. In addition to training sessions, participants have the opportunity to engage in both peer and individual coaching sessions to help them enhance their skills and better navigate career options. In addition, we partner with organizations such as Catalyst, Human Rights Campaign and Black Enterprise to share and gain insights into best practices for cultivating and promoting a culture of equality.Furthermore, we look for opportunities to bring inclusiveness into our communities. Dell is currently one of 28 companies in the Fortune 500 to be part of the Billion Dollar Roundtable, which recognizes and celebrates corporations that achieved spending of at least $1 billion with minority and woman-owned suppliers. And through the Dell Women’s Entrepreneur Network (DWEN), Dell supports and nurtures a community of female entrepreneurs by providing access to technology, networks and capital. At SXSW this week, we will also be hosting a number of events that explore this topic.Our Culture Code at Dell is defined by our values and made real by how we work and lead.  We continue to look for ways to #PressforProgress within the organization to ensure Dell is a place where our team members feel they belong and our customers feel welcome.As we celebrate International Women’s Day today, I ask you all to think about what #PressforProgress means to you and to share your commitment.last_img read more

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Don’t be lured by rivals’ ‘bait’ offers, Swiss BVK warns members

first_imgThomas Schönbächler, chief executive at the BVK, pointed out that “many authorities have already voted to stay”, although he acknowledged others were still deliberating.The municipality of Erlenbach, for example, with 75 employees, was the most recent to vote to leave the BVK, while the university of Zurich, with 4,500, decided to remain.Schönbächler said the BVK had investigated many of the offers being made by other providers and warned its members against falling for their “bait offers”.“These offers are often based on unrealistic assumptions, or compare apples with oranges,” he said.“Many pension funds are offering high conversion rates to get new clients, which means the providers are knowingly accepting losses when people are retiring. This has to be paid by the active members, who have to accept lower interest rates on their assets.”He added: “For people retiring during the period where a high conversion rate is guaranteed, this can be an advantage, but all younger workers are better off paying higher contributions now.”Increasing contributions from employers and employees was part of the BVK’s strategy to make funding more sustainable and avoid cross-financing between active and retired members in the future.Other pension funds, such as that of Credit Suisse, have made similar adjustments to technical parameters. But while company pension funds have only to convince their own employees of the efficacy of these measures, the BVK faces competition.Since many cantonal pension funds were transformed from subsidiaries of regional authorities into independent entities from 2014, they have been able to offer their services on the open market.But that also means members now have the right to leave cantonal pension plans and choose other providers. The BVK has warned members against taking unrealistic “bait offers” of higher conversion rates at rival pension providers, as the pension confirmed that some authorities in the Swiss canton of Zurich were leaving the scheme. The full extent of upheaval at the CHF29bn (€24bn) scheme will not come to light until it releases its 2016 annual report, but it will be enheartened that several regional authorities and other entities have voted to stick with the cantonal pension fund. A debate has raged in recent months over the BVK’s decision to slash a number of technical parameters, such as the conversion rate (Umwandlungssatz) and the discount rate (Technischer Zins), exposing members to an average 8% pension loss.  While some pensions experts have argued that the BVK made a “brave” decision in a difficult market environment, several unions and other worker representatives deemed it “theft” and a step towards “dismantling” the scheme.last_img read more

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